Terms of Use

Last Updated: October 2026

Welcome to stephensonagency.com. These Terms of Use (“Terms”) govern your access to and use of the Stephenson Agency website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website.

Use of This Website

You may use our website for lawful purposes only. You agree not to:

  • Use the website in any way that violates applicable federal, state, or local laws.
  • Attempt to gain unauthorized access to any part of the website or its systems.
  • Transmit any harmful, threatening, abusive, or otherwise objectionable material.
  • Use automated systems, including bots, scrapers, or similar tools, to access the website without our written permission.
  • Interfere with or disrupt the website or servers connected to it.
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity.

Insurance Information Disclaimer

The content on this website is provided for general informational purposes only. It is not intended to constitute insurance advice, legal advice, or a binding offer of insurance coverage.

Quotes Are Estimates

Any quote provided through this website is an estimate based on the information you provide. Final premiums, terms, and coverage are determined by the issuing insurance carrier and may differ from the initial quote.

Coverage Is Subject to Policy Terms

All insurance policies are subject to the terms, conditions, exclusions, and limitations established by the insurance carrier. We encourage you to read your policy documents carefully.

Coverage Is Not Guaranteed

Submitting a request or application through our website does not guarantee that coverage will be issued or that an insurance policy will be bound.

Availability Varies

Not all insurance products or coverages are available in every state or to every applicant.

For specific questions about coverage, policy terms, or claims, please contact our office directly.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Stephenson Agency or its content suppliers and is protected by United States copyright and intellectual property laws.

You may not reproduce, distribute, modify, display, or create derivative works from any content on this website without our prior written consent.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Stephenson Agency. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

Your decision to visit or use third-party websites is at your own risk. We encourage you to review the applicable terms and privacy policies of those websites.

Accuracy of Information

We make reasonable efforts to keep the information on our website accurate and up to date. However, we do not warrant that the content is complete, accurate, reliable, or error-free.

Information on this website may contain typographical errors or inaccuracies. We reserve the right to correct errors and update content at any time without prior notice.

Limitation of Liability

To the fullest extent permitted by law, Stephenson Agency, its owners, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

  • Your use of or inability to use our website.
  • Any errors or omissions in the website’s content.
  • Unauthorized access to or alteration of your data.
  • Any third-party content or conduct associated with the website.
  • Any other matter related to your use of the website.

This limitation applies whether a claim is based on warranty, contract, tort, or any other legal theory, and whether or not we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Stephenson Agency, its owners, employees, and agents from and against any claims, liabilities, damages, losses, or expenses, including reasonable attorney fees, arising out of or relating to your use of the website, your violation of these Terms, or your violation of any third-party rights.

Disclaimer of Warranties

This website is provided on an “as is” and “as available” basis. Stephenson Agency makes no warranties, express or implied, regarding the website, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, secure, or free from errors or viruses.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Washington, without regard to its conflict-of-law provisions.

Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Spokane County, Washington, to the extent permitted by applicable law.

Changes to These Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on this page with a revised Last Updated date.

Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms, subject to applicable law.

Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Stephenson Agency regarding your use of this website.

Contact Us

If you have questions about these Terms of Use, please contact us using the information below.

Stephenson Agency

Address: 1833 1st St, Cheney, WA 99004
Phone: 509-408-1190
Email: info@stephensonagency.com

© 2026 Stephenson Insurance Agency. All rights reserved.

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